PropComply - Secure Remote Digital KYC Onboarding & AML handling of International Clients in Minutes!
Built Exclusively & Specifically for Real Estate Professionals in Spain Handling International Clients.
Real estate professionals (agents, lawyers and developers) in Spain are legally required to identify and verify clients under the Spanish Anti-Money Laundering (AML) Law (Ley 10/2010), Real Decreto 304/2014, and EU AMLD. However, many real estate professionals, especially agents today rely on informal and non-compliant KYC onboarding practices (e.g. WhatsApp, email, and manual document collection) and many times are are only a KYC done (only collecting data) by the the lawyer involved in the process, without any client risk assessment by the agent or any formal third party reliance declaration (Declaración de Confianza)— exposing both clients and agencies to legal and reputational risk.
PropComply — a GDPR- and AML-compliant KYC onboarding solution, built exclusively and specifically for real estate professionals (starting with agents) in Spain handling international clients (buyers, sellers and investors), with built-in real estate specific AML Checklist and customer risk assessment, risk levels and PEP, sanctions, watchlist and adverse media checks. PropComply delivers a complete KYC file you can store or share securely with other counterparties in the purchase process.
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Why PropComply Is the Smart KYC-AML Solution for Real Estate Professionals and especially Agents:
✔ Free Access in 2025 - Pay per onboarded client from 2026.
✔ Fast Onboarding of International Clients – Complete KYC and AML checks in minutes.
✔ GDPR & AML Compliant – Fully aligned with Ley 10/2010, EUAMLD, and GDPR/RGPD.
✔ Protecting Your Brand – With comprehensive KYC and risk-based CDD, you know more about the client and any risk you should avoid.
✔ Client ownership – With proof of being the first onboarding the client.
✔ Secure Handling & Storing Documents (ID, Passport, source of funds, proof of address, bank statements etc.) – ensuring GDPR compliance
✔ Source of Funds Risk-Based & Structured – Multiple upload functionality, ready for recordkeeping
✔ AML Checklist Real Estate Sector Specific - Built-in money laundering indicators.
✔ Client Risk Assessment – Pre-populated risk data for faster risk assessment and assigning of appropriate risk level.
✔ Shareable KYC File – Share original KYC with other involved parties in the deal.
✔ Earn on Shared KYC – Shared KYC earns agents commission when other parties in the deal use it.
✔ KYC valid for 3 months – Onboard the client immediately, use it once or several of times within 3 months.
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Premium Features:
✔ AML Expert Support - 15+ years of operative AML compliance and risk experience)
✔ Enhanced Due Diligence (EDD) Reports - When second opinion matters and is critical.
✔ Real Estate Sector Spain Specific AML Risk Assessment - always updated and risk relevant to the money laundering risk in the real estate sector in Spain.
✔ AML Training of staff members - With real case scenarios from the real estate sector in Spain.
✔ Whistleblowing - Required by law, secure and if necessary, anonymous.
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