Our AML Expertise - Your AML Compliance
About CostaAML - Your Real Estate AML Compliance Experts in Marbella, Malaga & Costa del Sol.
At CostaAML, we specialize in AML compliance solutions for the real estate sector on Costa del Sol, ensuring full adherence to EUAMLD and Spanish AML regulations (Ley 10/2010 & Real Decreto 304/2014). Our mission is to help real estate agents, property developers, and legal professionals navigate PBC/FT (Prevención del Blanqueo de Capitales y de la Financiación del Terrorismo) and implement AML compliance operationally, effortlessly, avoiding regulatory fines and reputational risks.
Headed by Andréas Hobbelin, a highly experienced AML expert with over 15 years in the industry, CostaAML is founded on deep expertise from working with one of the largest Scandinavian banks (Swedbank), leading fintechs (ZTL, Plusius), and a top audit & consultancy firm (BDO).
Andréas is a former board member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) Nordics Chapter and holds prestigious certifications, including:
✔ Certified Anti-Money Laundering Specialist (CAMS)
✔ Certified Global Sanctions Specialist (CGSS)
Additionally, Andréas is a teacher and leader at the JUC-Network for Heads of Anti-Money Laundering Specialists, ensuring that CostaAML is at the forefront of AML best practices, regulatory developments, and compliance training.
With expertise in AML Risk Assessments, KYC & Enhanced Due Diligence (EDD), AML External Expert Reviews, and Compliance Officer (Responsable de PBC/FT) services, we offer tailored solutions to protect businesses from financial crime exposure.
Our CostaAML Compliance Badge certifies that real estate agencies have successfully met AML requirements, building trust with banks, business partners, clients and regulators.
Meet Our Founder
a Seasoned AML Operative & AML Technology Expert
CostaAML Compliance is headed seasoned AML expert Andréas Hobbelin who works with different specialists with backgrounds in banking, fintech, audit, and regulatory compliance and risk intelligence. With expertise in anti-money laundering, financial crime prevention, and enhanced due diligence, we help real estate agencies operating in Spain and Costa del Sol and to comply with the Spanish AML compliance regulations (Ley 10/2010 & Real Decreto 304/2014) efficiently.
Andréas Hobbelin
-
Part-time AML Expert with real estate agencies on Costa del Sol
-
Part-time Compliance Consultant at Habeno, a Spanish mortgage broker in Marbella
-
Part-time Head of AML & Financial Crime Prevention at Plusius AB, a Swedish cross-border payment institution
-
Founder of PropComply, KYC/CDD and AML standardization infrastructure for the real estate sector in Spain
Andréas is a seasoned AML compliance expert with over 15 years of operative anti-money laundering and countering terrorism financing experience.
Andreas Hobbelin has a background in banking as Senior AML Officer with Swedbank and other bank clients, working with high net worth individuals and high risk non-residents, and cross-border transactions, including real estate transactions and clients. Andréas also have experience from the fintech sector as Head of AML & FCP for ZTL and Plusius, and experience from the audit and advisory company BDO, working as Advisor & Investigator including EDD, money laundering, corruption and fraud investigations as well as with AML reviews and audits.
Andréas is a former board member of the Association of Certified Anti-Money Laundering Specialist (ACAMS) Nordics Chapter, and a Certified Anti-Money Laundering Specialist (CAMS) and Certified Global Sanctions Specialist (CGSS).
Andréas is also a network leader at the JUC-Network for senior AML experts working in Norway.
At CostaAML, Andréas specializes in developing PropComply for real estate professionals, development and implementation of AML policies, AML Procedures and AML risk assessments for the real estate sector in Spain, Costa del Sol, Marbella, Malaga and Costa Blanca.
Andréas have a pragmatic approach to AML and a AML risk understanding that helps real estate professionals implement robust AML without the need for lawyers.
We have background from top tier banks and audit and consultancy firms
