Experienced Operative AML Compliance Officer for the Real Estate sector on Costa Del Sol.

Legal Requirement

Real estate professionals operating in Spain and Costa del Sol must comply with the Spanish Anti-Money Laundering (AML) Law (Ley 10/2010) & Real Decreto 304/2014) and EUAMLD, which require the appointment of an AML Compliance Officer (Responsable de Cumplimiento Normativo en PBC/FT) to oversee compliance and risk management.

​

Experienced AML Expert as your

AML Compliance Officer

At CostaAML, Andréas Hobbelin act as external AML Compliance Officer services to ensure firms meets all PBC/FT (AML) obligations, with all necessary documentation and operational routines. Andréas handles everything from being operative with assisting with client risk assessment, business risk assessments, transaction analysis, regulatory reporting, and ongoing AML compliance training—minimizing financial crime risks and protecting your business from penalties and reputational risk.

​

✔ 15+ years of operative AML compliance experience.

✔ Extensive experience of high net worth individuals and high risk non-residents

✔ Extensive experience of cross-border transactions and real estate transactions

✔ Former Senior AML Officer at Swedbank.

✔ Former Head of AML & FCP at ZTL.

✔ Current Interim Head of AML & FCP at Plusius.
✔ Pragmatic and operative risk-based AML compliance approach.

✔ Ready-made AML document bank fully AML compliant

✔ Minimum assignments 1 day a week. 

​

Hourly fee or retainer agreement (minimum 24h/month)