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AML Operations for Real Estate, FinTech and Gambling/Betting Sector from Malaga, Spain

Outsource or relocate your AML operations to Malaga, Spain.

At CostaAML, we provide a dedicated AML Operations Hub in Spain’s Costa del Sol, designed for financial institutions, fintechs, payment companies, iGaming operators, and real estate professionals who need cost-efficient, scalable, and regulator-ready AML compliance teams.

Spain is a full EU member state and aligned with the EU AML Directives (AMLD). By relocating AML operations from high-risk jurisdictions such as Malta or high-cost locations in the Nordics and UK, your business benefits from lower costs, stronger regulatory credibility, and access to multilingual compliance talent.

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Why Choose Costa del Sol for AML Operations?

  • Lower operating costs – salaries and office expenses in Malaga are 20–40% lower compared to Northern Europe and Malta.

  • High-quality talent pool – access to multilingual compliance specialists (English, Spanish, Nordic languages, German, French, Russian).

  • Regulatory credibility – Spain is not listed as a high-risk jurisdiction, unlike Malta or certain offshore centers.

  • Lifestyle advantage – attract and retain skilled AML staff with an exceptional quality of life in Malaga and Marbella.

  • Scalable teams – start with 2–3 analysts and scale to 50+ FTEs as your business grows.

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Our AML Operations Services

We deliver tailored compliance outsourcing for regulated firms:

  • KYC / CDD / EDD reviews (individuals and legal entities)

  • Transaction monitoring and alert review

  • Sanctions, PEP & adverse media screening

  • Ongoing customer due diligence

  • Suspicious Activity Report (SAR) support

  • AML training & certification 

  • Tech-enabled workflows 

All operations are conducted in line with Ley 10/2010 (Spain’s AML Act) and EU AMLD, ensuring you meet international compliance standards.

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Who We Serve

  • Fintechs & Payment Institutions (Nordics, UK, EU)

  • iGaming and financial services firms relocating from Malta

  • Banks and EMIs needing nearshore compliance teams

  • Real Estate sector in Spain – agents, developers, and lawyers

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Whether you need a small satellite team or a full compliance operations center, CostaAML provides the infrastructure, recruitment, training, and technology to establish and manage your AML function on the Costa del Sol.

 

Contact us today to discuss how CostaAML can help you reduce costs, strengthen compliance, and scale your AML operations in Spain.

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